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Friendly Societies Links

Homeowners Friendly Society - A leading friendly society in the UK. Offers straight-forward, value-for-money products for you and your children, many tax-free.

Hearts of Oak Friendly Society - Contact details for this Leicester based society plus unit prices for its linked funds updated weekly.

Family Assurance - UK's largest tax-exempt Friendly Society. Family Assurance Provides Savings Bonds, Children's Savings Bonds and Investment Products.

Scottish Legal Life - Details of the society's decision to cease writing new business from May 2002, along with Q&A and contact information for existing policyholders.

Exeter Friendly Society - Offers healthcare plans and private health insurance for UK residents and those who reside abroad for part of the year. The site includes contact & product details, also help for members making a claim.

Wiltshire Friendly Society - A local friendly society based in Wiltshire offering an income replacement sickness plan which allows you to elect for immediate or deferred payment of claims. In addition you can expect to receive a cash lump sum at retirement.

Holloway Friendly Society - Provide permanent health insurance PHI and tax exempt savings bonds. Mutual society based in Gloucester.

National Deposit Friendly Society - Provides tax-exempt savings products for adults and children, and a single premium with-profits bond. Link to UIA household, motoring and travel cover.

Friendly Societies - Directory of friendly societies with historical features and other background information.

The Children's Mutual - The former Tunbridge Wells Equitable Friendly Society is now rebranded as "The Children's Mutual". The society aims to focus on providing medium to longer term flexible savings plans so that families can give their children a financial head-start. It has closed its pensions and protection insurance products to new business.

Sons of Temperance Friendly Society - The friendly society for total abstainers from alcohol. Contains details about the society's heritage, its product range and other membership information.

Teachers Provident Society - Membership of the society is open to all. It offers a range of products: tax-free savings for adults and children, ISAs and stakeholder pensions. Applications may be made on-line.

Royal Liver Assurance - Royal Liver operates throughout the UK and in Ireland. It offers a range of insurance products (including life, protection, pensions, ISAs and other savings policies; also home, motor and wedding insurance). On-line application is available through the site for most of these products.

Association of Friendly Societies - The AFS is the representative body for UK friendly societies. The site aims to keep member societies aware of developments in the industry and to provide information about friendly societies to everyone, including information on member societies. UK friendly societies provide assurance, insurance and healthcare products to millions.

Anglo Saxons Friendly Society - A very brief history of the society and its tradition of mutual help to provide for sickness, financial support, help for old age, death, free-tax investment. Includes an email link but no contact details.

Communications Workers Friendly Society - A Friendly Society open to members of the Communications Workers Union and their families. Includes an on-line enquiry form for its Life & Savings Policy. Also details of car, household and holiday insurance.

Civil Service Healthcare - CS Healthcare specialises in providing health insurance exclusively for civil servants, employees in the public sector and privatised industries, and their families who are living in the UK. Former employees can also benefit.

Pension Annuity Friendly Society - The society specialises in providing Impaired Life Annuities(e.g. compulsory purchase annuities for retirement and purchased life annuities especially for the immediate needs of long term care). The site is intended for use mainly by professional financial advisers.

Police Mutual Assurance - The police service's very own financial services organisation providing a range of products and services exclusively for the police family.

UK Civil Service Benefit Society - Savings and investment products for the Civil and Public service. Membership is only open to those groups of people.

Shepherds Friendly Society - The Shepherds Friendly Society is a mutual organisation, a society run and managed by its members for its members. Site describes the life products available to members and includes a rather jolly animated sheep menu!

Schoolteachers Friendly Society - A friendly society originally set up by teachers and for teachers. Now open to the anyone working in the education sector. Benefits include Sickness Income Plan (for those in the education sector) and Tax-exempt Investment Policy (for everybody).

Druids Sheffield Friendly Society - The Druids Sheffield Friendly Society offers practical and affordable savings schemes and insurance plans to meet the needs of people from all walks of life. Site includes an on-line equiry form.

Scottish Friendly Assurance Society - A Glasgow based friendly society providing Investments, Pensions, Life Assurance, Tax Free Savings Plans. Full details of ISAs, lump sum investments, pensions, life assurance products and printable application forms.

Nottingham Friendly Society - A regional friendly society offering a range of products: regular savings, lump-sum investment, funeral expenses plan and insurance ISA. Full product details and quotations available.

Dentists & General - Open to dentists and other professionals, the site has information on products and services along with contact details, a members area and access for IFAs. The society's main product "Citadel" is an income replacement plan with a variety of incapacity options and benefit levels. As a mutual members share in the profits which are accumulated in a Holloway scheme.

Compass Friendly Society - Single product guide, including company and contact details.

Pioneer Friendly Society - This specialist friendly society is a leading provider of income protection products. It offers a variety of deferred IP products which feature a range of deferred periods (including one day), provide a lump sum at age 60 and waiver of premium.

The Benenden Healthcare Society - Non-profit friendly society for employees of British Telecom, The Post Office, Civil Services and associated bodies. Offers a limited private healthcare scheme.

Kingston Unity Friendly Society - Leeds based friendly society. Offer sickness, life and tax-exempt savings products.

Liverpool Victoria - The largest UK friendly society, located in Bournemouth. Offers a wide range of products and services: includes savings and investment products, credit cards and loans, insurance and financial advice.

POIS Assurance - POIS is now part of Family Assurance Friendly Society. A range of savings, insurance and investment products are available to employees of the Royal Mail, BT and the Civil Service.

Rational Shelley - A regional society with offices in Manchester, Preston and Cardiff. Offers a range of traditional life and savings friendly society products. Founded in 1837 by the Welsh reformer Robert Owen.

Cirencester Friendly Society Limited - Cirencester Friendly Society - A Holloway society whose "Income Assured" schem is designed to meet the needs of the self-employed, those in employment who must rely on state benefit during periods of incapacity and those who simply want to protect their savings during periods of prolonged incapacity.

Ancient Order of Foresters Friendly Society - The AOF, often called the Foresters Friendly Society, is based in Southampton with a network of branches around the country. This site provides details of: the savings, investment and protection products available; historical background on the Foresters; their social, benevolent and charitable work through local branches (plus their contact details); and a members' forum.

Friendly Societies Research Group - An Open University research group set up to promote research into the history and operation of friendly societies, to exchange information about them and to raise awareness of the historical and current roles of friendly societies.

British Airways Benefit Fund - British Airways Benefit Fund is exclusively for staff of British Airways and service partner organisations and provides practical care and financial support during times of ill health. The Fund is a division of British Benefits Friendly Society Ltd. Details of benefits and forms download.

British Benefits Friendly Society Ltd - The society offers Permanent Health Insurance, Low Rate Loans and Financial Planning for Education, Sickness and Nursing Advice. Product details including the Century Plan capital account are available plus downloadable forms.

Sheffield Mutual Friendly Society - With a new name and corporate identity to link the former "Independent Druids" society to the city of Sheffield it boasts a range of savings, sickness, insurance ISA and investment products.

Health Shield Friendly Society - Health Shield is a non-profit making friendly society and has over 125 years experience of healthcare provision, specialising in cash benefits healthcare schemes for companies and individuals throughout the UK.

Grand United Order of Oddfellows - GUOOFS claims to be the oldest and longest established of all the traditional branch friendly societies. Details of a range of life, sickness and investment products plus a fund manager link. Branch directory, who's who, and quiz - need Shockwave.

Rechabite Friendly Society - This society offers financial services to people who are non-drinkers. More than an alcohol-free friendly society, its members share a common vision of a better way to live and a truly mutual society. In addition to product and contact details, there is information on a unique museum about the society.

Oddfellows, Manchester Unity - Details of services and benefits to support members, along with the lodges which have active social programmes and provide help and support to members in the local area. The society has a connection with the Citizens Advice Bureau to provide effective support to members nationally.

Pharmaceutical & General - The society's Income Protection Plan provides Pharmacists and those working in the pharmaceutical industry with an income to help maintain their standard of living during periods of incapacity due to illness or accident. Also has a "tax-free" savings plan.

Transport Friendly Society - A society dedicated to employees of the public transport industry and their families. Details of Endowment, Life, Sickness and Hospital benefits available to members and downloadable claim forms.

Tunstall Assurance Friendly Society - Tunstall Assurance is now part of the Ancient Order of Foresters Friendly Society Limited.

Dentists' Provident Society Limited - Providing sickness and accident protection and a cash lump sum in the future. The society was founded in 1908 by dentists for dentists and today is still limited to dentists.

Musical people always want one to be perfectly dumb at the very moment when one is longing to be perfectly deaf. -- Oscar Wilde "Any fool can criticize, condemn, and complain -- and most fools do." (Dale Carnegie) The difference between fiction and reality? Fiction has to make sense. -- Tom Clancy "The happy people are failures because they are on such good terms with themselves they don't give a damn." (Agatha Christie) It is a known fact that men are practical, hardheaded realists, in contrast to women, who are romantic dreamers and actually believe that estrogenic skin cream must do something or they couldn't cha Friendly Societies Courage is the ladder on which all the other virtues mount. -- Clare Boothe Luce When we treat man as he is, we make him worse than he is; when we treat him as if he already were what he potentially could be, we make him what he should be. -- Johann Wolfgang von Goethe Marriage certificate is just another word for a work permit. Friendly Societies "Our character is what we do when we think no one is looking." (H. Jackson Brown (Jr.) Not to anticipate is already to moan. -- Leonardo da Vinci "If a million people say a foolish thing, it is still a foolish thing." (Anatole France) There is a theory which states that if ever anybody discovers exactly what the Universe is for and why it is here, it will instantly disappear and be replaced by something even more bizarre and inex What would you attempt if you knew you could not fail? -- Robert Schuller Friendly Societies It is better to be looked over than overlooked. -- Mae West For best results: wash in cold water separately, hang dry and iron with warm iron. For not so good results: drag behind car through puddles, blow-dry on roofrack. -- Laundry instructions on a shirt The fate of love is that it always seems too little or too much. -- Anonymous Friendly Societies Keep your face to the sunshine and you cannot see the shadow. -- Helen Keller In science one tries to tell people, in such a way as to be understood by everyone, something that no one ever knew before. But in poetry, it's the exact opposite. -- Paul Dirac The planting of trees is the least self-centered of all that we can do. It is a purer act of faith than the procreation of children. -- Thornton Wilder "As a child, I thought I hated everybody, but when I grew up I realized it was just children I didn't like." (Philip Larkin) A friendship founded on business is better than a business founded on friendship. - John D. Rockefeller Friendly Societies It was very good of God to let Carlyle and Mrs Carlyle marry one another and so make only two people miserable instead of four, besides being very amusing. The second half of a man's life is made up of nothing but the habits he has acquired during the first half. Fyodor Dostoevsky (1821 - 1881) "Experience is a good teacher, but she sends in terrific bills." (Minna Antrim) Friendly Societies The grass may be greener on the other side of the fence, but you still have to mow it. -- Anonymous Never practice two vices at once. -- Tallulah Bankhead Weaseling out of things is good. It's what separates us from the other animals....except weasels. -- Homer Simpson, character from The Simpsons, U.S. animated television show Nothing says lovin' like marrying your cousin! -- Al Bundy, character on "Married with Children," U.S. television show "I know we're not saints or virgins or lunatics; we know all the lust and lavatory jokes, and most of the dirty people; we can catch buses and count our change and cross the roads and talk real senten Friendly Societies They had a dispute about a night out with the boys. But he finally decided to let her go. -- Anonymous I don't know which is more discouraging, literature or chickens. -- E. B. White Where there is marriage without love, there will be love without marriage. -- Benjamin Franklin Friendly Societies The secret of success is to know something nobody else knows. - Aristotle Onassis You have it easily in your power to increase the sum total of this world's happiness now. How? By giving a few words of sincere appreciation to someone who is lonely or discouraged. Perhaps you will Do or do not. There is no try. -- Yoda, character in the movie The Empire Strikes Back There's nothing wrong with having nothing to say -- unless you insist on saying it. -- Anonymous A jury consists of twelve persons chosen to decide who has the better lawyer. -- Robert Frost Friendly Societies "Men act and women appear. Men look at women. Women watch themselves being looked at." (John Berger) "As a child, I thought I hated everybody, but when I grew up I realized it was just children I didn't like." (Philip Larkin) The nice thing about egotists is that they don't talk about other people. - Lucille S. Harper Friendly Societies Diplomat: A man who can convince his wife she would look stout in a fur coat. Well, I think that it's a- it's had some difficult times but I think we have- we, I think, have been able to make some very good progress and it's- I would say that it's- it's- it's delightful that w One cardinal rule of marriage should never be forgotten: "Give little, give seldom, and above all, give grudgingly." Otherwise, what could have been a proper marriage could become an orgy of sexual "Self confidence is the first requisite to great undertakings." (Samuel Johnson) Talent does what it can; genius does what it must. - Edward George Bulwer-Lytton Friendly Societies If people turn to look at you on the street, you are not well dressed. -- Beau Brummel Anything is possible, but only a few things actually happen. -- Richard Rosen I'm living so far beyond my income that we may almost be said to be living apart. - e e cummings Friendly Societies When I am working on a problem I never think about beauty. I only think about how to solve the problem. But when I have finished, if the solution is not beautiful, I know it is wrong. -- Buckminster Elegance of language may not be in the power of all of us; but simplicity and straight forwardness are. Write much as you would speak; speak as you think. If with your inferior, speak no coarser tha You have it easily in your power to increase the sum total of this world's happiness now. How? By giving a few words of sincere appreciation to someone who is lonely or discouraged. Perhaps you will "Bread feeds the body, indeed, but flowers feed also the soul." (The Prophet Mohammad) A jury consists of twelve persons chosen to decide who has the better lawyer. -- Robert Frost Friendly Societies I'm worried that the universe will soon need replacing. It's not holding a charge. -- Edward Chilton "People demand freedom only when they have no power." (Friedrich Wilhelm Nietzsche) "That's the true sign. If the lover has not yet achieved his prize, his eyes will follow the woman, while she appears indifferent. But once he's gained his goal, it's the woman's eyes that follow him, Friendly Societies You can not apply mathematics as long as words still becloud reality. -- Hermann Weyl To write a good love letter, you ought to begin without knowing what you mean to say, and to finish without knowing what you have written. -- Jean Jacques Rousseau Children today are tyrants. They contradict their parent, gobble their food, and tyrannize their teachers. -- Socrates "I would rather die standing than live on my knees!" (Emiliano Zapata) To achieve the impossible, it is precisely the unthinkable that must be thought. -- Tom Robbins, Jitterbug Perfume Friendly Societies Beware of men on airplanes. The minute a man reaches thirty thousand feet, he immediately becomes consumed by distasteful sexual fantasies which involve doing uncomfortable things in those tiny toil Love looks not with the eyes, but with the mind; And therefore is winged Cupid painted blind. -- William Shakespeare, A Midsummer Night's Dream, Act i. Sc. 1. They have come up with a perfect understanding. He won't try to run her life, and he won't try to run his, either. -- Anonymous Friendly Societies Ambition is not a vice of little people. -- Michel de Montaigne A husband is what's left of the lover after the nerve has been extracted. -- Helen Rowland Journalism consists largely in saying "Lord Jones died" to people who never knew Lord Jones was alive. -- G. K. Chesterton "The brighter you are, the more you have to learn." (Don Herold) No matter who you vote for, the Government always gets in. -- Anon. Friendly Societies This novel is not to be tossed lightly aside, but hurled with great force. -- Dorothy Parker If you are going to sin, sin against God, not the bureaucracy. God will forgive you but the bureaucracy won't. -- Hyman Rickover If stupidity got us into this mess, then why can't it get us out? - Will Rogers Friendly Societies "From the start, marriage was instituted for contemptible, practical reasons--an idea of men." (Catherine Deneuve) To teach is to learn twice. -- Joseph Joubert Glory is fleeting, but obscurity is forever. - Napoleon Bonaparte Do not assume that she who seeks to comfort you now, lives untroubled among the simple and quiet words that sometimes do you good. Her life may also have much sadness and difficulty, that remains fa "People drag their progeny around with them like a ball and chain, like some terrible deadweight that hinders their every move - and that, as often as not, effectively winds up killing them." (Michel Friendly Societies No matter who you vote for, the Government always gets in. -- Anon. A real friend is one who walks in when the rest of the world walks out. -- Walter Winchell Love is only the game that is not called on account of darkness. -- M. Hirschfield Friendly Societies Neither a lofty degree of intelligence nor imagination nor both together go to the making of genius. Love, love, love, that is the soul of genius. -- Wolfgang Amadeus Mozart "Ninety percent of my salary I spent on booze and women ... and the other ten percent I wasted." (Tug McGraw, Major League Baseball pitcher) Love is the great miracle cure. Loving ourselves works miracles in our lives. -- Louise Hay Keep in mind that neither success nor failure is ever final. -- Roger Babson Honorable, adj. Afflicted with an impediment in one's reach. In legislative bodies, it is customary to mention all members as honorable; as, ``the honorable gentleman is a scurvy cur.' -- Bierce, A Friendly Societies Love looks through a telescope; envy, through a microscope. -- Josh Billings Blessed is the man, who having nothing to say, abstains from giving wordy evidence of the fact. - George Eliot Someday is not a day of the week. -- Anon. Friendly Societies
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